A blocked drain, sewer pipe or manhole resulting in water and effluent entering your home or premises requires immediate attention.
This is a serious home emergency and the damage caused can be substantial. Often, an emergency contractor will provide a quote for you to send to your insurers confirming the cost and possible damage.
How Does A Loss Assessor Help With A Drainage Claim?
In England and Wales, insurers are increasingly worried about the level of drainage claims and are employing specialist companies to review the quotes, and decline drainage cover, often citing the damage as being a result of wear and tear. They are also starting to phase out insurance cover to drains and sewers. This is leading to many claimants receiving payouts that do not even cover the cost of the damages.
With plumbing and drainage cover, burst pipes and water damage, as with all forms of emergency home insurance claims, you should use an independent loss assessor to help present your claim within the time limit. Using an independent loss assessor ensures peace of mind as you know that your claim is being handled by experts who can offer dedicated drain insurance claim help. Our team have worked on numerous home emergency cover drainage insurance claims and are familiar with the types of damage that can be caused as well as the true cost of repairs to fix them.
Insurance Claim Solutions are authorised and regulated by the Financial Conduct Authority.
Looking For Drainage Insurance Claim Help?
You may also be part of a shared drainage run, where multiple properties are all insured separately. We have schemes with approved drainage contractors to manage the claims on their behalf, ensuring the following:
- Accurate documentation of all water damage
- The correct presentation of the drainage claim to the insurance company
- Booking a drainage CCTV survey (if required)
- Organising repair work or boiler service (if required)
- An end to end management of shared drainage claims
- Liaise with insurers and drainage companies on your behalf
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