The presentation of a theft claim to your insurers can be time consuming and complex. Not only is the emotional impact difficult to deal with, but a theft claim can reveal inadequacies of your contents cover after you have presented the claim to your insurer.
There may also be endorsements or clauses which invalidate your insurance if not complied with. Consulting with a loss assessor will help you avoid these pitfalls and make a successful claim.
Why should you ask for help with a theft claim?
It is not always easy to claim back the full value of what is owed to you after a theft. Many insurers want full proof of ownership of the stolen items and will often compare your initial Police list to the one given to them, querying any additions.
It is now common practice for insurance companies to replace items via their suppliers even if it is not where you bought the item. They will also apply discounts they might obtain through volume purchasing with their suppliers should you want to go to a local shop or outlet.
It is important to make sure your claim is correct from the outset. Consulting with a loss assessor will help you understand where your claim may fall through, and how to best submit a claim that will enable you to receive your full entitlement.
How can ICS Help?
ICS are experienced loss assessors. Our industry experience means we know how to navigate the complexities of filing a claim.
As loss assessors we work directly for the interests of the policy holder rather than the insurance company. We are able to fully review your theft claim prior to submission. We will enable you to assess the true value of your possessions and negotiate direct with your insurers to obtain the maximum entitlement for you.
Request a Call Back
If you have a claim or would like to speak to someone please complete the form below and we will aim to get back to you within 2 hours.
Or Call us on 01273 573 888
Many homeowners, shops and business' will be affected by the rainfall last week, making flood and water claims inevitable. Insurers will be unable to cope with the volume of flood claims and this will leave many policyholders feeling vulnerable and...
We have recently concluded a claim for Mr and Mrs Heath in Surrey. They initially contacted their insurer following a water leak from their dishwasher. The property was very well maintained and had oak floor throughout the kitchen and dining...
It is important that the correct professionals are appointed to assist with your fire and flood insurance claims. If there has been a substantial fire or flood and the property is uninhabitable we would always recommend the appointment of an...