With the holiday season approaching, there will be more floods and water damage to unoccupied homes and properties. It is important that you understand what your policy covers and what exclusions apply. If you are claim for water damage and flood, it is important to get it right from the start.
Insurance companies will often appoint loss adjuster to look at the circumstances in conjunction with policy wording. The insurers interpretation of the wording based on your circumstances can sometimes take a narrow view, and it may be they are excluding cover incorrectly.
We are experts in reviewing the cover in your policy. Where possible, please contact us before the loss adjuster visits so that any documentation and or the sequence of events can be reviewed by us first.